Do you know the benefits of mortgage refinancing? After real estate appreciation, not only can it help homeowners release cash through refinancing, but also assist in restructuring debts, repaying them at a lower interest rate, saving more money, and reducing the current burden.
The Benefits of Mortgage Refinance？
Consolidate All in One Account
DenCity Mortgage Refinance could help you save more time and effort to manage multiple loans account.
Interest Saving with a Better Way
Refinance could help you consolidate other high-interest loans and making advance repayment.
Lower Monthly Repayment
If the current financial situation is relatively unstable, refinancing can help you extend the loan period, thereby reducing your current monthly burden.
Free up cash for other purposes
As the house increases in value, owners could obtain cash without sell other properties, just with refinancing.
REFINANCE
HOW COULD HELP YOU?
If you are facing a financial problem now, then a refinancing plan may be your best choice. The refinancing plan will evaluate the value of the property you want to refinance and apply for 90% refinancing to release cash for other purposes, while restructuring and reducing your loan interest rate.
If Your Current Financial Situation is
TOTAL MONTHLY REPAYMENT
RM2,350 + RM1,550 + RM2,500 = RM6,400
Consolidate to One Account
CURRENT MARKET VALUATION OF THE PROPERTY = RM800,000
MONTHLY REPAYMENT AFTER CONSOLIDATION = RM2,120
Before refinancing, originally you had to pay RM6,400 in arrears per month. Now you only need to pay RM2,120, which reduces you by RM4,280 per month.
In the long run, compared to the original interest rate of 41.47%, you can save a total of 33.42% and repay the loan at an interest rate of 8.05%
Want to know more about REFINANCE? DenCity could serve you.
Submit right now, our consultant will contact you on time！
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